Alt-A Programs

Sub-Prime Programs

1% Option ARM, 95% CLTV, 1-4 Units
SISA, 100% LTV, 1-2 Units, 620 FICO
NINA, 95%, 1-4 Units, 720 FICO

100% LTV, 580 FICO, FD, 1-2 Units
95% LTV, 2X30 MTG, 580 FICO
100% LTV 1 Day Out of BK, 620 FICO

Conforming Fixed Rate Programs

HELOC/2nd Mortgage Programs

FNMA Flex 97 & Flex 100
Streamlined Refinace
5&7 Year Balloon

100% CLTV, 660 FICO
95% CLTV 3-4 Units, 660 FICO
NINA, 95%, 1-4 Units, 720 FICO

Conforming ARM Programs

Government Loan Programs

95% LTV, O/O, Purchase/Rate & Term
90% LTV, O/O, Cash-Out
90% LTV, N/O/O, Purchase/Rate & Term

FHA 203B, FHA 203H
FHA Streamline Refinance
VA Loans